FarmX keeps money simple on purpose. There is one wallet. Everything — adding funds, buying into a project, realising a gain, withdrawing — moves through that single balance, and every movement leaves a record you can open later.
Getting money in
You fund the wallet by deposit — card or bank transfer through Paystack, or a manual bank transfer the team confirms. The balance updates once payment clears.
Money at work
When you buy shares, the amount leaves your wallet and becomes a holding under My Investments. That holding is not a wallet balance — it is a position in a farm. Its value moves each cycle with the operator’s performance report. Nothing lands back in your wallet automatically each cycle; the gain stays in the holding until you realise it.
Realising a gain
Two ways. You can withdraw profit from an active holding during the cycle, which moves the gain into your wallet and leaves the rest invested. Or you let the project reach maturity, at which point the full value is paid to your wallet and the holding closes.
Money out
From the wallet you either reinvest into another project or withdraw to your bank. Bank withdrawals verify the account first, then go into the normal processing queue.
The ledger
Open Transactions for the full history: every deposit, purchase, cycle revaluation, profit withdrawal, maturity payout and bank withdrawal, with a reference on each. If a number ever looks off, the ledger is where you check it.